🏡 What is STAR?
The STAR Program provides property tax relief to eligible New York homeowners. If eligible, you’ll receive the benefit in one of two ways:
1. STAR Exemption (Only for long-time homeowners)
- Reduces your school tax bill directly.
- Available only if you’ve had it since 2015 or earlier.
- Applies to your primary residence only.
- Not available to new homeowners.
2. STAR Credit (For new or current homeowners)
- You receive a check or direct deposit from the NYS Tax Department.
- You can then use it to pay your school taxes.
- Must own and live in the home as your primary residence.
- Income eligibility: Combined income of all owners + spouses must be $500,000 or less.
📘 Types of STAR Benefits
⭐ Basic STAR (Exemption or Credit)
- For all primary-residence homeowners.
- No age but income limit $500,000
- Exempts $30,000 from the assessed value of the home (subject to adjustments).
- Applies only to school district taxes.
⭐ Enhanced STAR (For seniors)
- For seniors (65+ by December 31 of the benefit year).
-
Offers greater savings than Basic STAR.
Starting in 2026:
- Only one homeowner needs to be 65+.
- You no longer apply through your local assessor.
- NYS Tax Department determines eligibility and contacts you if you qualify.
- Only one homeowner needs to be 65+.
📝 Registering for the STAR Credit (New or Current Homeowners)
✅ What you need:
- Names & Social Security Numbers of all owners & their spouses.
- School district name.
- Date of purchase & names of sellers (optional).
- Most recent school tax bill (if available).
- Address of any other residential properties you own.
- Legal name of trust (if applicable).
- Banking info (for direct deposit).
- 2024 tax return (for 2026 benefit year).
- If no return filed: Provide info on wages, pensions, Social Security, etc.
- If no return filed: Provide info on wages, pensions, Social Security, etc.
💻 How to Register:
- Create or log in to your Individual Online Services account:
https://www.tax.ny.gov/online/ - Click Register and follow the prompts.
📞 No internet?
Call: 518-457-2036 (Weekdays, 8:30 AM–4:30 PM)
🔔 Important Notes:
- You cannot receive both Basic and Enhanced STAR in the same year.
- STAR applies after other property tax exemptions.
- Taxable value cannot be reduced below zero.
-
Update your info regularly via the Homeowner Benefit Portal.
|
FINAL CERTIFIED STAR AMOUNTS |
||||||
|
2024 |
2025 |
2026 |
||||
| Town |
Basic |
Enhanced |
Basic |
Enhanced |
Basic |
Enhanced |
| Altona |
$32,770 |
$ 91,750 |
$30,000 |
$ 86,100 |
$30,000 |
$ 88,500 |
| Ausable |
$33,790 |
$ 90,720 |
$30,000 |
$ 86,100 |
$30,000 |
$ 88,500 |
| Beekmantown |
$31,100 |
$ 84,000 |
$30,000 |
$ 86,100 |
$30,780 |
$ 88,500 |
| Black Brook |
$30,000 |
$ 84,000 |
$30,000 |
$ 86,100 |
$30,000 |
$ 88,500 |
| Champlain |
$32,350 |
$ 90,590 |
$30,000 |
$ 86,100 |
$30,000 |
$ 88,500 |
| Chazy |
$32,250 |
$ 84,000 |
$30,000 |
$ 86,100 |
$30,000 |
$ 88,500 |
| Clinton |
$41,360 |
$112,900 |
$36,810 |
$100,480 |
$32,760 |
$ 89,430 |
| Dannemora |
$30,730 |
$ 84,000 |
$30,000 |
$ 86,100 |
$30,000 |
$ 88,500 |
| Ellenburg |
$35,860 |
$ 98,630 |
$31,920 |
$ 87,780 |
$30,000 |
$ 88,500 |
| Mooers |
$32,890 |
$ 88,550 |
$30,000 |
$ 86,100 |
$30,000 |
$ 88,500 |
| Peru |
$32,680 |
$ 90,130 |
$30,000 |
$ 86,100 |
$30,000 |
$ 88,500 |
| Plattsburgh |
$33,770 |
$ 91,630 |
$30,060 |
$ 86,100 |
$30,000 |
$ 88,500 |
| Saranac |
$31,310 |
$ 84,880 |
$30,000 |
$ 86,100 |
$27,710 |
$ 81,730 |
| Schuyler Falls |
$22,700 |
$ 63,000 |
$21,600 |
$ 61,990 |
$20,100 |
$ 59,300 |
| City |
$31,550 |
$ 88,350 |
$30,000 |
$ 86,100 |
$30,000 |
$ 88,500 |